SBI ELSS (TAX-SAVER) FUND(*Eq)

* SBI ELSS Fund is a solid, stable choice for tax-saving with equity exposure. It's ideal for conservative or   first-time mutual fund investors looking for long-term wealth creation along with tax benefits. However, if   you're performance-focused and comfortable with slightly more volatility, comparing it with top ELSS   performers could be worthwhile.

SBI LARGE AND MID-CAP FUND (*Eq)

* SBI Large & Midcap Fund is a well-rounded, moderately aggressive fund suited for long-term investors. It   provides a good mix of growth (via midcaps) and stability (via large caps). While not the top performer in   recent times, it's a trustworthy and consistent fund for those seeking balanced equity exposure with   moderate risk.

SBI SMALL-CAP FUND(*Eq)

* SBI Small Cap Fund can be a valuable part of a well-diversified portfolio if you're comfortable with short-   term volatility in exchange for long-term growth potential. Make sure it fits your overall financial goals, asset   allocation, and risk profile.

SBI FOCUSED EQUITY FUND(*Eq)

* SBI Focused Equity Fund is a strong choice for long-term investors who are comfortable with a bit more risk   in exchange for potentially higher returns. The focused strategy can work well in bull markets but requires   patience and trust in the fund manager’s stock-picking ability. It is not a core portfolio fund, but a good   satellite holding for growth-oriented investors.

SBI INFRASTRUCTURE FUND(*Eq)

* SBI Infrastructure Fund is a high-risk, high-reward thematic fund best suited for investors who strongly   believe in India’s infrastructure growth story and can stay invested through multiple market cycles. It should   not be a core holding, but rather a tactical or thematic allocation. If used wisely, it can enhance returns — but   only if you're prepared for volatility.

SBI BANKING AND FINANCIALS FUND(*Eq)

* SBI Banking & Financial Services Fund is a high-conviction, sector-focused option ideal for investors who   want to ride the long-term growth of India’s banking and financial ecosystem. It's not suitable as a core   holding, but can be a strategic addition for alpha generation in a diversified portfolio — provided you're   comfortable with the risks of a single-sector bet.

SBI HEALTHCARE OPPORTUNITIES FUND(*Eq)

* SBI Healthcare Opportunities Fund is a focused, long-term thematic play on India’s and the world’s   healthcare evolution. It works best as a satellite allocation for those looking to diversify into a defensive-yet-     growth-oriented sector. While it can deliver strong returns during healthcare rallies, it's not suitable as a   standalone or core investment, and requires patience and sectoral conviction.